Banking Job Structure | Banking Industry Introduction

Bank may be defined as a financial institution which is engaged in the business of keeping money for savings and checking accounts or for exchange or for issuing loans and credit etc.

A set of services intended for private customers and characterized by a higher quality than the services offered to retail customers.

Based on the notion of tailor-made services, it aims to offer advice on investment, inheritance plans and provide active support for general transactions and the resolution of asset-related problems.

The essential function of a bank is to provide services related to the storing of deposits and the extending of credit.
Basic function may include Credit collection, Issuer of banking notes, Depositor of money and lending loans.

1. Credit Analyst:  For those interested in advancing in commercial banking, credit analyst positions are an ideal place to get your foot in the door. Analysts assess consumer and business credit applications, as well as estimate the future cash, and assess the financial stability of the applying organizations.

QUALIFICATIONS REQUIRED:
Graduate in Commerce
PGD in Finance

SKILLS REQUIRED:
Strong analytical skills
Good knowledge of statistics
Ability to work in teams

2. Branch Manager: The duties of a branch manager include oversight of new accounts, customer service, loan origination, safe deposit boxes, foreign exchange, and all other services offered at the branch.

QUALIFICATIONS REQUIRED:
Graduates / MBA in finance or Marketing

SKILLS REQUIRED:
Sympathetic to customer needs
Pleasing personality
Excellent arithmetic skills

3. Client Servicing Managers/ Executives: They are responsible for providing solutions to the clients and generating new business.

QUALIFICATIONS REQUIRED:
Graduates / MBAs

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